I bought this bag several months ago to use on an overseas holiday to carry daily essentials. Whilst I found it a bit small, I felt it was a secure way of carrying money, cards, etc. My one concern was with the Velcro fastening on the back pocket. The Velcro is attached with the 'hook' side facing towards the outside, and I found that if I didn't make sure that the 'loop' side completely covered it, my clothes became snagged on it. I now have a cardigan and a couple of tops with threads pulled because of this. This problem could be easily rectified by attaching the 'loop' side of the Velcro facing the outside.